Rick Hillard, Author at Carpathian Capital Management

Real Estate Investors: Market Update

Home price growth in the U.S. slowed in September, with the S&P CoreLogic Case-Shiller U.S. National Home Price Index recording a 3.9% annual gain, down from 4.3% in August. While this suggests a cooling market, it’s important to note that the decline...

October Applications for Mortgages Increase Reflecting Underlying Demand

Despite higher mortgage rates, October saw new home mortgage applications increase, reflecting resilient demand. According to the Mortgage Bankers Association, a drop in average loan size signals a shift toward affordable housing, while the rise in FHA loans...

Record-High Buyer Age Signals Opportunity in Age-Targeted Communities

New data from Builder Online shows that the average age of U.S. homebuyers has climbed to 56 – a record high. This trend is driven by an aging population and the continued strength of second-time buyers, who are generally seeking homes better suited to their...

Navigating Buyer Hesitancy: D.R. Horton’s Strategy

D.R. Horton, the largest homebuilder in the U.S., faced a Q4 earnings miss and issued a softer-than-expected forecast for 2025, underscoring the impact of buyer hesitancy, rising interest rates, and broader economic uncertainty. Despite these headwinds, the company...

New Home Market Conditions Improved September – Zonda Report

The building industry experts at Zonda have published their latest New Home Market Update. According to Zonda, new-home market conditions improved modestly in September, with sales up 0.3% month-over-month and 7.5% year-over-year. Lower mortgage rates played a key...